Medical Billing • Revenue Cycle Management • Patient Advocacy • Education & Training
JMed Consultants & Advocacy Group helps patients understand and dispute confusing bills, helps providers fix and launch their practices, and trains people to work in medical billing and revenue cycle.
For patients, it's hospital bills, insurance letters, and collection notices that are hard to read. For providers, it's claims, workflows, and revenue problems that eat into the time you'd rather spend on care. For anyone learning the field, it's knowing where to start. JMed works on all three: we help patients sort out their bills, help providers fix and launch their practices, and train the next generation of billing professionals.
You don't have to know every code or every rule before asking for help. You just need a place to start.
Medical bills arrive with codes, adjustments, insurer decisions, and hospital policies that are hard to understand. JMed helps you slow the process down, organize the facts, and take the next right administrative step.
We review itemized statements for duplicate charges, billing errors, upcoding concerns, insurance processing issues, and unclear patient responsibility amounts.
We organize the facts, identify documentation gaps, and prepare dispute language you can use with hospitals, billing offices, and insurers.
We compare household income and assets against hospital financial assistance policies and help complete the application package.
For qualifying balances, we provide administrative representation focused on reducing eligible out-of-pocket medical debt.
For families facing balances that do not match their budget, income, or understanding of what insurance should have covered.
For clients trying to understand explanations of benefits, denials, adjustments, and patient responsibility amounts.
For patients who may qualify for hospital financial assistance but were not clearly told how to apply.
For people who need help organizing the facts before responding to billing offices, collectors, or account notices.
The goal is not to bury you in forms. The goal is to understand the bill, identify the right administrative path, and move with documentation.
Tell us who you are, what balance you are facing, and which service level fits your situation.
We look for billing issues, missing documents, assistance options, insurer questions, and negotiation paths.
Depending on your tier, you receive an action plan, application support, or administrative representation.
JMed Consultants and Advocacy Group, founded by Javier Malave, is built on more than 20 years of professional experience in medical billing, revenue cycle management, healthcare administration, and patient financial services.
With a career spanning major academic medical institutions, hospital systems, specialty practices, and private healthcare organizations, Javier brings extensive firsthand knowledge of the challenges patients, healthcare professionals, and medical practices face when navigating the financial side of healthcare.
Full itemized review for billing errors, upcoding, and duplicate fees. Includes a custom dispute letter template and execution roadmap.
Complete asset and household income evaluation against Federal Poverty Guidelines. We match you with your hospital's 501(r) assistance policy and complete the full application package.
The $125 case setup fee covers administrative intake, records organization, and representation preparation. The 20% fee applies only to documented reductions obtained through the representation process.
Direct administrative representation with hospital billing networks and insurance companies to lower balances. Available for single-event liabilities exceeding $2,500.
JMed works with providers as well as patients. Whether your practice is established or brand new, we help you fix what isn't working and build it right.
Is something in your practice not working the way it should? We help you update and fix practice issues so the work runs smoothly and the practice gets paid properly.
Opening a new practice? We can help you from the very beginning all the way through, so you aren't figuring it out alone.
Tell us where you are and what you need. We'll reply with next steps and a quote for your situation.
Prefer email? jmedconsultantsnyc@gmail.com
Billed & Cornered helps patients understand the issues and workflows behind medical billing before they feel trapped by confusing statements, denials, or collection pressure.
The Billed & Cornered podcast discusses medical billing issues, patient workflows, insurance confusion, hospital financial assistance, and practical steps patients can use to better understand the healthcare billing process.
A practical guide to understanding medical bills, insurance, and your healthcare journey.
Medical Billing & Revenue Cycle Analyst Professional Training Workbook
Learn how medical billing and the revenue cycle really work, step by step — built for people who want to train for a career in the field.
A.No. Hospitals, insurers, billing offices, collectors, and assistance programs make their own decisions. JMed helps you review the bill, organize the facts, identify options, and pursue the appropriate administrative path.
A.Start with the itemized bill, explanation of benefits, collection notices, denial letters, payment history, household income documents, and any hospital financial assistance paperwork you have received.
A.For qualifying Tier 3 matters, JMed can provide administrative representation with billing networks, hospitals, and insurance companies after proper authorization is completed.
A.JMed can help you organize the facts and review administrative options, but intake does not pause collections, lawsuits, credit reporting, interest, late fees, payment due dates, or other deadlines.
A.No. JMed provides administrative billing advocacy, insurance navigation, and financial assistance coordination. Clinical, legal, tax, credit, and financial planning decisions remain with the client and the appropriate licensed professionals.
“JMed Advocacy Group provides administrative guidance, billing reconciliation, insurance policy navigation, and financial assistance coordination. JMed Advocacy Group does not render medical treatment, clinical diagnoses, medical advice, or formal legal representation. All clinical, diagnostic, and legal choices rest solely with the Client.”
§1JMed cannot guarantee that a hospital, insurer, collector, or third-party billing office will reduce, waive, correct, or delay any balance.
§2Clients remain responsible for all medical, legal, tax, credit, payment, deadline, appeal, collection, and court-related decisions.
§3Clients must provide complete and accurate bills, insurance documents, notices, income records, and authorization forms when requested.
§4JMed does not stop collections, lawsuits, credit reporting, interest, late fees, deadlines, or adverse account action unless confirmed in writing by the responsible third party.
These terms keep the work clear, documented, and limited to administrative medical billing advocacy.
JMed collects client contact details, medical bill information, insurance details, financial assistance documents, and related account records only to evaluate and perform the selected advocacy service.
Information may be shared with hospitals, providers, insurers, billing offices, financial assistance departments, collection agencies, and other account-related parties only when reasonably needed for the selected service.
Fixed flat fees and Tier 3 setup fees become non-refundable once administrative review, records organization, dispute preparation, application preparation, or representation preparation has begun.
A client may cancel future work in writing, but cancellation does not erase fees already earned for work performed or documented savings obtained before cancellation.
Submitting intake or communicating with JMed does not pause payment due dates, appeals, collections, lawsuits, credit reporting, interest, late fees, or other third-party deadlines.
This site is not for medical emergencies, urgent clinical questions, court deadlines, or time-sensitive legal matters. Contact the appropriate licensed professional or emergency service when needed.